You can also ask for a paper-based lodgement form if you prefer. Skip the queue and manage your cash quickly and easily with our range of ANZ Smart ATMs, Business Cash Machines or Fast Deposit Kiosks. Set up direct loan payments, and view all your home loan details in one place. Screens, steps, or features shown may vary slightly from the current experience, including the addition of new screens or changes in layout or wording. The ANZ App will help you manage your money and get life admin sorted.
Before deciding to acquire a Westpac Choice account, read the terms and conditions, and consider whether the product is right for you. Home loan rates for new loans are set based on the initial LVR and won’t change during the life of the loan as the LVR changes. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. The calculator does not take into account any product features, grants or any applicable bank fees.
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Alternatively, you may wish to get independent advice from a union, employer association or lawyer on your particular circumstances. When considering information available through this tool about awards you should also have regard to the terms of the relevant award, which can be found through our Awards page. This is because, for example, there may be a delay between when a change takes effect, and when the information available through this tool is updated.
What you’ll need
The calculator does not take into account any future refinancing options which may be available. The output of each calculator is subject to the assumptions provided under each calculator and are subject to change. When assessing ability to service a loan, Westpac may use an interest rate that is higher than the current interest rate for the loan requested. All interest rates referred to in the calculators are current, as indicated on westpac.com.au. Before acting on this calculation you should seek professional advice. We recommend you seek independent, professional tax advice applicable to your personal circumstances.
Accessible banking
When you log in to your account you can access a wealth of information to help you make the best decisions about your money. Simply log in to manage your insurance options at any time. Check your balance and even change your investment strategy, all from our secure online portal.
Our bankers online casinos can help you access cash at our on-site Smart ATMs and also assist with using our safe and secure digital solutions. Meet with one of our bankers for personalised support in the moments that matter, such as buying a home or starting a business. Our bankers can help you access cash at our on-site Smart ATMs and assist with using our safe and secure digital solutions. These are located in many metropolitan areas to enable our customers to better connect with dedicated bankers in a comfortable setting, for even more personalised support and assistance. You can also speak with one of our specialists at a time that suits you, by sending us a message in the ANZ App, phoning our team, booking an appointment in a branch, Specialist Hub or Business Cash Hub, or meeting with a mobile lender.
- Meet with one of our bankers for personalised support in the moments that matter, such as buying a home or starting a business.
- Give us a call for self-service phone banking 24 hours a day, 7 days a week.
- Use our branch locator to find a branch that offers the services you need.
Solve problems quickly online with our easy-to-follow guides. The secure and easy way to bank at home or on the go. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App. Give us a call for self-service phone banking 24 hours a day, 7 days a week. We put our customers first so our branches are designed with you in mind. To upskill your digital banking and get personal help learning about the best ways to bank online we encourage you to book a complimentary digital banking training session with one of our local bankers by booking a ‘general enquiry’ appointment.
View our resources to help in supporting you with your workers’ compensation claim. We manage workers’ compensation claims under icare’s Nominal Insurer Model and Insurance for NSW. Gather as many details as you can to support your claim. You may be far from home, but we’re here to help. Find out why business insurance premiums increase and how you can manage the costs. Remember, you can choose your own repairer.1 Or choose one from our Repairer Locator.
Investment return expectations are based on actuarial firm Willis Towers Watson Global Asset Model outlook as at August 2025. Customers must not divert sales from PayPal while the loan is outstanding, and a minimum level of repayments is required. PayPal sales history, account behaviour and other criteria are used to determine eligibility and any loan value offered. Terms and exclusions apply to the Fraud Protection tool.
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